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Privacy Policy
Your privacy is a very
important matter to us and we are committed to respecting and safeguarding
the privacy of our members. It has always been fundamental to the way we do
business at McMaster Savings and we are committed to keeping personal
information accurate, confidential, secure and private.
As of January 1, 2004 our practices will conform to the Credit Union Code
for the Protection of Personal Information (the Code). The code consists of
ten interrelated principles that are outlined as follows:
Accountability - McMaster Savings is responsible for all personal
information under its control including any personal information disclosed
to third parties for processing. McMaster Savings has established policies
and procedures to comply with the Code and has designated a privacy officer
and a deputy privacy officer to be accountable for compliance.
Identifying Purposes - Before or at the time we ask you for personal
information, McMaster Savings will identify the purposes for which the
information will be used or disclosed.
Consent - The knowledge and consent of the member are required for
the collection, use or disclosure of member information.
Limiting Collection - The collection of personal information shall be
limited to that which is necessary for the purposes identified by McMaster
Savings.
Limiting Use, Disclosure and Retention - Personal information will
not be used or disclosed for purposes other than those for which it was
collected, except with the consent of the individual or as required by law.
Personal information shall be retained only as long as necessary for the
fulfillment of those purposes.
Accuracy - Personal information shall be as accurate, complete and
up-to-date as is necessary for the purposes for which it is to be used.
Safeguarding Member Information - McMaster Savings protects
information with safeguards appropriate to the sensitivity of the
information.
Openness - McMaster Savings will make specific, understandable
information readily available about our personal information policies and
practices.
Individual Access - Upon request, McMaster Savings will give you
access to the existence, use and disclosure of your information. You are
entitled to question its accuracy and completeness, and its uses.
Challenging Compliance - McMaster Savings will provide procedures to
receive and respond to complaints and inquiries about policies and practices
relating to the handling of personal information. These procedures will be
easily accessible and simple to use.
User Agreement for McMaster Savings & Credit Union's Internet Banking
Site.
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