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Interest Rates
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Bank Prime: 4.00% |
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Rates Effective:
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Deposit Retail Pricing
SHORT TERM DEPOSITS
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| TERM |
$500 |
$1,000 |
$5,000 |
$10,000 |
$25,000 |
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Additional Promotion |
| 30 to 59 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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Call our branches for Term & RRSP Promotional
Rates. |
| 60 to 89 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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| 90 to 119 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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| 120 to 179 days |
1.25 |
1.75 |
1.75 |
1.75 |
1.75 |
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| 180 to 269 days |
1.25 |
1.75 |
1.75 |
1.75 |
1.75 |
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| 270 to 364 days |
1.35 |
1.85 |
1.85 |
1.85 |
1.85 |
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On the above types, interest is paid at maturity
to an account of choice, or can be added to the certificate when
being renewed. Member is responsible to request this feature.
Term deposits will be automatically renewed at maturity for a
similar term at then current rates. For rates above $100,000, refer to CEO. |
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SPECIAL LONG TERM DEPOSITS
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| TERM |
$500 |
$1,000 |
$5,000 |
$10,000 |
$25,000 |
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Additional Promotion |
| 1 Year |
2.50 |
3.25 |
3.25 |
3.25 |
3.25 |
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Call our branches for Term & RRSP Promotional
Rates. |
| 2 Years |
3.25 |
3.75 |
3.75 |
3.75 |
3.75 |
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| 3 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 4 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 5 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 6 Years |
N/A |
N/A |
N/A |
N/A |
N/A |
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| 7 Years |
N/A |
N/A |
N/A |
N/A |
N/A |
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Interest on special long term deposits over one
year is paid annually to a deposit of choice. Interest is not
compounding on terms beyond one year. Term deposits will be
automatically renewed at maturity for a similar term at then
current rates. For rates above $100,000, refer to CEO.
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FIXED TERM RRSP AND RRIF DEPOSITS
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| TERM |
$500 |
$1,000 |
$5,000 |
$10,000 |
$25,000 |
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Additional Promotion |
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Variable Savings Rate |
All
balances |
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Call our branches for Term & RRSP Promotional
Rates. |
| 30 to 59 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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| 60 to 89 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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| 90 to 119 days |
1.15 |
1.65 |
1.65 |
1.65 |
1.65 |
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| 120 to 179 days |
1.25 |
1.75 |
1.75 |
1.75 |
1.75 |
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| 180 to 269 days |
1.25 |
1.75 |
1.75 |
1.75 |
1.75 |
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| 270 to 364 days |
1.35 |
1.75 |
1.75 |
1.75 |
1.75 |
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| 1 Year |
2.75 |
3.25 |
3.25 |
3.25 |
3.25 |
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| 2 Years |
3.25 |
3.75 |
3.75 |
3.75 |
3.75 |
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| 3 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 4 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 5 Years |
3.50 |
4.00 |
4.00 |
4.00 |
4.00 |
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| 6 Years |
N/A |
N/A |
N/A |
N/A |
N/A |
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| 7 Years |
N/A |
N/A |
N/A |
N/A |
N/A |
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Interest is paid annually to the RRSP/RRIF. Term
RRSP and RRIF will be automatically renewed at maturity for a
similar term at then current rates. |
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CHEQUING TYPE ACCOUNTS
Personal 1 (type C02)
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STEP UP TERM DEPOSITS
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| AMOUNT |
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TERM |
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| 0 to $499.99 |
0.00% |
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1st Year |
N/A |
| 500 to $2999.99 |
0.00% |
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2nd Year |
N/A |
| 3000 to $4999.99 |
0.00% |
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3rd Year |
N/A |
| 5000 to $9999.99 |
0.10% |
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4th Year |
N/A |
| 10000 to $24999.99 |
0.20% |
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5th Year |
N/A |
| 25000 to $59999.99 |
0.30% |
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| 60000 and over |
0.40% |
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Minimum Deposit is $1,000.00 |
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SAVINGS TYPE ACCOUNTS
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| ACCOUNT |
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| Daily Interest Savings
Plan 24 |
Type 14 |
0.10% |
| Special Christmas Club |
Type 8 |
0.10% |
| Regular Minimum Monthly |
Type 7 |
0.10% |
| Variable RRSP & RRIF |
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0.10% |
| Investment Savings |
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2.75% |
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ALL RATES ARE VALID ONLY ON
THE DATE QUOTED.
RATES ARE SUBJECT TO CHANGE AT ANYTIME.
Personal Loans Retail Pricing Guide
PERSONAL LOANS
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LINES OF CREDIT |
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VARIABLE |
FIXED
1 YEAR |
FIXED
2 YEAR |
FIXED
3 YEAR |
FIXED
4 YEAR |
FIXED
5 YEAR |
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as low as
LOC |
AOD |
MERITLINE
1ST |
MERTILINE
2ND |
| 5.50% |
5.50% |
5.75% |
6.00% |
6.25% |
6.50% |
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6.50% |
7.50% |
4.00% |
4.50% |
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Special Products
BRIDGE LOAN
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Maximum |
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Additional Promotion |
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Mortgage at CU |
120 days |
7.35% |
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No Mortgage |
120 days |
7.85% + minimum processing fee $200 |
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| Demand Loan |
180 days |
Unsecured Risk Rated Rate Plus 1% |
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| Car Loan Special |
6.00% to 8.00% |
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Mortgage Loans Retail Pricing Guide
MORTGAGES
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TERM |
OPEN/
CLOSED |
MARKET RATES |
DISCOUNT |
CU RATE |
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Additional Promotion |
| Variable |
Open |
4.00% |
0.00 |
4.00% |
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| 1 Year |
Open |
8.80% |
2.00 |
6.80% |
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| 1 Year |
Closed |
6.35% |
1.36 |
4.99% |
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| 2 Year |
Closed |
6.70% |
1.21 |
5.49% |
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| 3 Year |
Closed |
7.05% |
1.56 |
5.49% |
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| 4 Year |
Closed |
7.20% |
1.41 |
5.79% |
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| 5 Year |
Closed |
7.65% |
1.76 |
5.89% |
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Relationship Pricing - Available to members with $150,000 in total
Loans and Deposits |
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